Resources to help industry participants understand, implement, and comply with the TILA-RESPA Integrated Disclosure (TRID) rules.
On August 5, 2021, the Bureau issued an interpretive rule to provide guidance on certain TRID timing requirements in light of the recent designation of Juneteenth as a Federal holiday.
On May 14, 2021, the Bureau released frequently asked questions on housing assistance loans and how the BUILD Act impacts TRID requirements for these loans.
In April 2020, the Bureau issued an interpretive rule providing COVID-19 pandemic guidance.
Browse TRID final rules to see specific amendments made by each final rule to Regulation Z.
Browse Regulation Z (12 CFR 1026) on: Interactive Bureau Regulations | eCFR
Main TRID provisions and official interpretations can be found in:
in the 2017 TRID rule.
illustrating the process and timing of disclosures for a sample real estate purchase transaction.
Sign up for updates about mortgage rule implementation.
, version 1, providing TRID guidance for construction-permanent loans using combined disclosures.
, version 1, providing TRID guidance for construction-permanent loans using separate disclosures.
Guides to how the Bureau will supervise and examine entities under its jurisdiction for compliance with Federal consumer financial law.
The Bureau provides a list of commonly asked questions and answers on particular topics to assist in understanding and complying with the TRID rules.
Downloadable versions of the loan estimate and closing disclosure forms and samples that were published in the TRID rules.
The Bureau has presented a number of webinars related to the TRID rules. The webinars have not been updated since their original presentation dates and do not reflect rules issued after their presentation dates.
Designed to be used in connection with the new Loan Estimate & Closing Disclosure forms, the toolkit replaced the Settlement Cost booklet when TRID went into effect.
If you have a question about the Bureau’s rules and the statutes we implement, please first review the regulations and official interpretations (commentary) as well as the available guidance and compliance resources.
If you still have a question, you may submit it using the link below.